The nine risk categories
What each of Senserity's nine risk categories covers, and how they contribute to the overall score.
Senserity organises its insight tests into nine risk categories. Each category has its own score, and the nine scores combine with different weights to produce the overall risk score. This article describes what each category covers.
Financial
The Financial category assesses the financial health and stability of the company. It draws on filed accounts, Creditsafe credit data (available from Growth tier), and Companies House filing history.
Tests in this category cover: late or missing accounts, significant deterioration in key financial ratios, net liabilities, auditor concerns, credit limit and payment performance, and indicators of financial distress.
This is one of the highest-weighted categories in the overall score.
Governance
The Governance category assesses how the company is run and whether its leadership and structure raise concerns. It draws on Companies House officer data, PSC registers, and the disqualified directors register.
Tests cover: disqualified directors currently active, directors with a pattern of dissolved companies, absence of any active directors, companies with unusual or opaque ownership structures, PSC register gaps, and significant changes in leadership.
Compliance
The Compliance category covers regulatory and certification status. It draws on Cyber Essentials registration data, ISO certificate lookups, ICO registration, modern slavery statement submissions, and gender pay gap reporting.
Tests cover: expired or missing Cyber Essentials certificates, lapsed ISO 27001 registration, failure to publish a modern slavery statement (for qualifying companies), and absence of gender pay gap reporting where legally required.
Cyber
The Cyber category covers publicly visible indicators of cyber risk. It draws on domain and web data gathered during enrichment.
Tests cover: insecure email configuration (missing SPF, DKIM, or DMARC records), absence of HTTPS, and other domain-level security signals that suggest the company's digital infrastructure may be inadequately secured.
Legal
The Legal category covers court proceedings, judgements, and formal regulatory action. It draws on the National Archives case law database, County Court Judgement records, and Companies House charges and mortgage data.
Tests cover: unsatisfied CCJs, High Court judgements, outstanding or overdue mortgage charges, and litigation patterns that suggest recurring legal disputes.
Media
The Media category covers adverse press coverage and reputation risk. It draws on commercial adverse media feeds (available from Insight tier).
Tests cover: recent negative coverage in national and trade press, articles associating the company or its leadership with fraud, bribery, financial crime, or significant controversy.
Operational
The Operational category covers regulatory enforcement, health and safety incidents, and environmental breaches. It draws on HSE enforcement notices, Environment Agency conviction data, and Companies House event data.
Tests cover: HSE improvement and prohibition notices, Environment Agency prosecution records, and significant operational events visible in public filings.
Social / ESG
The Social and ESG category covers labour practices, modern slavery, supply chain conduct, and environmental responsibility. It draws on government reporting portals and public filings.
Tests cover: modern slavery statement quality, gender pay gap compliance and trend, and other reported sustainability metrics where data is available.
Network
The Network category assesses risk that comes from who the company is connected to. It draws on the graph of directorship and PSC relationships built from Companies House data.
Tests cover: connections to sanctioned entities or individuals, directors shared with high-risk or dissolved companies, and unusual structural patterns in the company's corporate network.
Category weights
The nine categories are not weighted equally in the overall score. Financial and Governance carry the highest weights. Network and Social/ESG carry the lowest. The exact weights are shown in the score explainer sheet; click "How is this calculated?" next to any category or overall score in the platform.
Last updated .